Which card is linked to a deposit account and allows money to be deducted directly from the account when making purchases?

• A. Credit score
• B. Credit card
• C. Debit card
• D. Gift card

Answer: (C)

This question tests how debit cards work. A debit card is connected to a deposit account, usually a checking account, so when you make a purchase the money is taken directly from your own funds. You’re spending money you already have, not borrowing from the card issuer.

In contrast, a credit card lets you borrow money from the issuer and pay it back later, possibly with interest. A gift card is prepaid with a fixed amount and isn’t linked to your ongoing bank balance at the moment of purchase. A credit score is a number about your borrowing history, not a type of payment card.

So the card that is tied to a deposit account and deducts funds immediately at checkout is a debit card.